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Final Rule

Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates

Interim final rule, request for public comment.

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Summary:

In light of court orders in ongoing litigation, the Consumer Financial Protection Bureau (CFPB or Bureau) is amending Regulation B to extend the compliance dates set forth in its 2023 small business lending rule, as amended by a 2024 interim final rule, and to make other date-related conforming adjustments.

Key Dates
Citation: 90 FR 25874
This interim final rule is effective July 18, 2025. Comments must be received on or before July 18, 2025.
Comments closed: July 18, 2025
Public Participation
Topics:
Banks, banking Banks, banking Banks, banking Banks, banking Civil rights Consumer protection Credit Credit unions Marital status discrimination National banks Penalties

Document Details

Document Number2025-11244
FR Citation90 FR 25874
TypeFinal Rule
PublishedJun 18, 2025
Effective DateJul 18, 2025
RIN3170-AB40
Docket IDDocket No. CFPB-2025-0017
Pages25874–25883 (10 pages)
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Agencies & CFR References

CFR References:

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PartNameAgency
12 CFR 1002 Equal Credit Opportunity Act (Regulation... -

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Related Documents (by RIN/Docket)

Doc #TypeTitlePublished
2025-19865 Proposed Rule Small Business Lending Under the Equal C... Nov 13, 2025
2025-19370 Final Rule Small Business Lending Under the Equal C... Oct 2, 2025

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