<NOTICE>
DEPARTMENT OF HOMELAND SECURITY
<SUBAGY>Federal Emergency Management Agency</SUBAGY>
<DEPDOC>[Docket ID FEMA-2025-0002; Internal Agency Docket No. FEMA-B-2570]</DEPDOC>
<SUBJECT>Changes in Flood Hazard Determinations</SUBJECT>
<HD SOURCE="HED">AGENCY:</HD>
Federal Emergency Management Agency, Department of Homeland Security.
<HD SOURCE="HED">ACTION:</HD>
Notice.
<SUM>
<HD SOURCE="HED">SUMMARY:</HD>
This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals.
</SUM>
<DATES>
<HD SOURCE="HED">DATES:</HD>
These flood hazard determinations will be finalized on the dates listed in the table below and revise the FIRM panels and FIS report in effect prior to this determination for the listed communities.
From the date of the second publication of notification of these changes in a newspaper of local circulation, any person has 90 days in which to request through the community that the Assistant Administrator for the Federal Insurance Directorate, Resilience, reconsider the changes. The flood hazard determination information may be changed during the 90-day period.
</DATES>
<HD SOURCE="HED">ADDRESSES:</HD>
The affected communities are listed in the table below. Revised flood hazard information for each community is available for inspection at both the online location and the respective community map repository address listed in the table below. Additionally, the current effective FIRM and FIS report for each community are accessible online through the FEMA Map Service Center at
<E T="03">https://msc.fema.gov</E>
for comparison.
Submit comments and/or appeals to the Chief Executive Officer of the community as listed in the table below.
<FURINF>
<HD SOURCE="HED">FOR FURTHER INFORMATION CONTACT:</HD>
David N. Bascom, Acting Director, Engineering and Modeling Division, National Flood Insurance Program, Resilience, FEMA, 400 C Street SW, Washington, DC 20472, or (email)
<E T="03">david.bascom@fema.dhs.gov;</E>
or visit the FEMA Mapping and Insurance eXchange (FMIX) online at
<E T="03">https://www.floodmaps.fema.gov/fhm/fmx_main.html.</E>
</FURINF>
<SUPLINF>
<HD SOURCE="HED">SUPPLEMENTARY INFORMATION:</HD>
The specific flood hazard determinations are not described for each community in this notice. However, the online location and local community map repository address where the flood hazard determination information is available for inspection is provided.
Any request for reconsideration of flood hazard determinations must be submitted to the Chief Executive Officer of the community as listed in the table below.
The modifications are made pursuant to section 201 of the Flood Disaster Protection Act of 1973, 42 U.S.C. 4105, and are in accordance with the National Flood Insurance Act of 1968, 42 U.S.C. 4001
<E T="03">et seq.,</E>
and with 44 CFR part 65.
The FIRM and FIS report are the basis of the floodplain management measures that the community is required either to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP).
These flood hazard determinations, together with the floodplain management criteria required by 44 CFR 60.3, are the minimum that are required. They should not be construed to mean that the community must change any existing ordinances that are more stringent in their floodplain management requirements. The community may at any time enact stricter requirements of its own or pursuant to policies established by other Federal, State, or regional entities. The flood hazard determinations are in accordance with 44 CFR 65.4.
The affected communities are listed in the following table. Flood hazard determination information for each community is available for inspection at both the online location and the respective community map repository address listed in the table below. Additionally, the current effective FIRM and FIS report for each community are accessible online through the FEMA Map Service Center at
<E T="03">https://msc.fema.gov</E>
for comparison.
<EXTRACT>
<FP>(Catalog of Federal Domestic Assistance No. 97.022, “Flood Insurance.”)</FP>
</EXTRACT>
<SIG>
<NAME>Elizabeth Asche,</NAME>
Assistant Administrator, Federal Insurance Directorate, Resilience Federal Emergency Management Agency, Department of Homeland Security.
</SIG>
<GPOTABLE COLS="7" OPTS="L2,nj,tp0,p7,7/8,i1" CDEF="s50,xl50,xl75,xl75,xl90,xs55,10">
<TTITLE> </TTITLE>
<CHED H="1">State and county</CHED>
<CHED H="1">Location and case No.</CHED>
<CHED H="1">Chief executive officer of community</CHED>
<CHED H="1">Community No.</CHED>
<ROW>
<ENT I="22">Florida:</ENT>
</ROW>
<ROW>
<ENT I="03">Bay</ENT>
<ENT>Unincorporated areas of Bay County (25-04-4144P).</ENT>
<ENT>Robert Majka, County Manager, Bay County, 840 West 11th Street, Panama City, FL 32401.</ENT>
<ENT>Planning and Zoning Department, 840 West 11th Street, Panama City, FL 32401.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Jan. 20, 2026</ENT>
<ENT>120004</ENT>
</ROW>
<ROW>
<ENT I="03">Collier</ENT>
<ENT>City of Naples (25-04-4125P).</ENT>
<ENT>Gary Young, Manager, City of Naples, 735 8th Street South, Naples, FL 34102.</ENT>
<ENT>City Hall, 735 8th Street South, Naples, FL 34102.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Jan. 20, 2026</ENT>
<ENT>125130</ENT>
</ROW>
<ROW>
<ENT I="03">Manatee</ENT>
<ENT>Unincorporated areas of Manatee County (25-04-0328P).</ENT>
<ENT>Charlie Bishop, Manatee County Administrator, 1112 Manatee Avenue West, Bradenton, FL 34205.</ENT>
<ENT>Manatee County Administration Building, 1112 Manatee Avenue West, Bradenton, FL 34205.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Jan. 29, 2026</ENT>
<ENT>120153</ENT>
</ROW>
<ROW>
<ENT I="03">Manatee</ENT>
<ENT>Unincorporated areas of Manatee County (25-04-2142P).</ENT>
<ENT>Charlie Bishop, Manatee County Administrator, 1112 Manatee Avenue West, Bradenton, FL 34205.</ENT>
<ENT>Manatee County Administration Building, 1112 Manatee Avenue West, Bradenton, FL 34205.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Jan. 22, 2026</ENT>
<ENT>120153</ENT>
</ROW>
<ROW>
<ENT I="03">Manatee</ENT>
<ENT>Unincorporated areas of Manatee County (25-04-2976P).</ENT>
<ENT>Charlie Bishop, Manatee County Administrator, 1112 Manatee Avenue West, Bradenton, FL 34205.</ENT>
<ENT>Manatee County Administration Building, 1112 Manatee Avenue West, Bradenton, FL 34205.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Jan. 29, 2026</ENT>
<ENT>120153</ENT>
</ROW>
<ROW>
<ENT I="03">Orange</ENT>
<ENT>City of Orlando (24-04-5391P).</ENT>
<ENT>The Honorable Buddy Dyer, Mayor, City of Orlando, 400 South Orange Avenue, Orlando, FL 32801.</ENT>
<ENT>Public Works Department, Engineering Division, 400 South Orange Avenue, 8th Floor, Orlando, FL 32801.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Jan. 28, 2026</ENT>
<ENT>120186</ENT>
</ROW>
<ROW>
<ENT I="03">Orange</ENT>
<ENT>City of Winter Garden (24-04-3647P).</ENT>
<ENT>The Honorable John Rees, Mayor, City of Winter Garden, 330 West Plant Street, Winter Garden, FL 34787.</ENT>
<ENT>City Hall, 330 West Plant Street, Winter Garden, FL 34787.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Dec. 19, 2025</ENT>
<ENT>120187</ENT>
</ROW>
<ROW>
<ENT I="03">Orange</ENT>
<ENT>Unincorporated areas of Orange County (24-04-5391P).</ENT>
<ENT>The Honorable Jerry L. Demings, Mayor, Orange County, 201 South Rosalind Avenue, 5th floor, Orlando, FL 32801.</ENT>
<ENT>Orange County Public Works Department, Stormwater Management Division, 4200 South John Young Parkway, Orlando, FL 32839.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Jan. 28, 2026</ENT>
<ENT>120179</ENT>
</ROW>
<ROW>
<ENT I="03">Pasco</ENT>
<ENT>Unincorporated areas of Pasco County (24-04-7609P).</ENT>
<ENT>Mike Carballa, Pasco County Administrator, 8731 Citizens Drive, New Port Richey, FL 34654.</ENT>
<ENT>Pasco County Government Center, 8731 Citizens Drive, New Port Richey, FL 34654.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Jan. 22, 2026</ENT>
<ENT>120230</ENT>
</ROW>
<ROW>
<ENT I="03">Pasco</ENT>
<ENT>Unincorporated areas of Pasco County (25-04-0566P).</ENT>
<ENT>Mike Carballa, Pasco County Administrator, 8731 Citizens Drive, New Port Richey, FL 34654.</ENT>
<ENT>Pasco County Government Center, 8731 Citizens Drive, New Port Richey, FL 34654.</ENT>
<ENT>
<E T="03">https://msc.fema.gov/portal/advanceSearch.</E>
</ENT>
<ENT>Jan. 22, 2026</ENT>
<ENT>120230</ENT>
</ROW>
<ROW>
<ENT I="03">Pasco</ENT>
<ENT>Unincorporated areas of Pasco County (25-04-3295P).</ENT>
<ENT>Mike Carballa, Pasco County Administrator, 8731 Citizens Drive, New Port Richey, FL 34654.</ENT>
<ENT>Pasco County Government Center, 8731 Citizens Drive, New Port Richey,
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