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Final Rule

Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)

In Plain English

What is this Federal Register notice?

This is a final rule published in the Federal Register by Consumer Financial Protection Bureau. Final rules have completed the public comment process and establish legally binding requirements.

Is this rule final?

Yes. This rule has been finalized. It has completed the notice-and-comment process required under the Administrative Procedure Act.

Who does this apply to?

Consult the full text of this document for specific applicability provisions. The affected parties depend on the regulatory scope defined within.

When does it take effect?

No specific effective date is indicated. Check the full text for date provisions.

Why it matters: This final rule amends regulations in 12 CFR Part 1022.

📋 Related Rulemaking

This final rule likely has a preceding Notice of Proposed Rulemaking (NPRM), but we haven't linked it yet.

Our system will automatically fetch and link related NPRMs as they're discovered.

Regulatory History — 3 documents in this rulemaking

  1. Jun 18, 2024 2024-13208 Proposed Rule
    Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical I...
  2. Jan 14, 2025 2024-30824 Final Rule
    Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical I...
  3. Jan 27, 2025 C1-2024-30824 Final Rule
    Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical I...

Document Details

Document NumberC1-2024-30824
TypeFinal Rule
PublishedJan 27, 2025
Effective Date-
RIN3170-AA54
Docket IDDocket No. CFPB-2024-0023
Text FetchedYes

Agencies & CFR References

CFR References:

Linked CFR Parts

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Paired Documents

TypeProposedFinalMethodConf
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Related Documents (by RIN/Docket)

Doc #TypeTitlePublished
2024-30824 Final Rule Prohibition on Creditors and Consumer Re... Jan 14, 2025
2024-13208 Proposed Rule Prohibition on Creditors and Consumer Re... Jun 18, 2024

External Links

📋 Extracted Requirements 0 found

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  • Incorporate requirements by reference (IBR) to external documents
  • Are procedural notices without substantive obligations
  • Contain only preamble/explanation without regulatory text

Full Document Text (76 words · ~1 min read)

Text Preserved
<RULE> CONSUMER FINANCIAL PROTECTION BUREAU <CFR>12 CFR Part 1022</CFR> <DEPDOC>[Docket No. CFPB-2024-0023]</DEPDOC> <RIN>RIN 3170-AA54</RIN> <SUBJECT>Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)</SUBJECT> <HD SOURCE="HD2">Correction</HD> In rule document 2024-30824, appearing on pages 3276-3374 in the issue of Tuesday, January 14, 2025, make the following correction: On page 3276, in the first column, in the <E T="02">DATES</E> section, “March 17, 2024” should read “March 17, 2025”. <FRDOC>[FR Doc. C1-2024-30824 Filed 1-24-25; 8:45 am]</FRDOC> </RULE>
This text is preserved for citation and comparison. View the official version for the authoritative text.