Requirements / 5647cbb77b8599a1
This is a normalized obligation summary extracted deterministically from regulatory text. The structured fields below are parsed from the source—not AI-generated summaries.
Mandatory FINAL

Obligation Structure

Actor
provider
Modality
Mandatory
Duty
retain and transfer for processing into a separate separate

Source Text

Upon request for covered data in a machine-readable file, and subject to paragraphs (b)(1) and (2) of this section, a data provider must make available to a consumer or an authorized third party covered data in a file that is machine-readable and that the consumer or authorized third party can retain and transfer for processing into a separate information system that is reasonably available to and in the control of the consumer or authorized third party.
Source Document: 2024-25079
Agency: Consumer Financial Protection Bureau
CFR Parts: 12 CFR 1001, 12 CFR 1033
Requirement Type: reporting recordkeeping

Lifecycle History

2/11/2026 ADDED — → FINAL 2024-25079

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Stable ID: 5647cbb77b8599a1