Requirements / 865c6d680ce0db16
This is a normalized obligation summary extracted deterministically from regulatory text. The structured fields below are parsed from the source—not AI-generated summaries.
Obligation Structure
- Actor
- creditor
- Modality
- Mandatory
- Duty
- minimizes any reduction in the amount subject to amount subject to
- Conditions
- when a consumer has asserted a claim or defense against a creditor pursuant to § 1026
Source Text
However, when a consumer has asserted a claim or defense against a creditor pursuant to § 1026.12(c), the creditor must apply any payment or other credit in a manner that avoids or minimizes any reduction in the amount subject to that claim or defense.
Stable ID: 865c6d680ce0db16