Requirements / a58def92931f4776
This is a normalized obligation summary extracted deterministically from regulatory text. The structured fields below are parsed from the source—not AI-generated summaries.
Mandatory FINAL

Obligation Structure

Actor
operator
Modality
Mandatory
Duty
balance and the $200 purchase because it has
Timing
within 60 days

Source Text

Section 1026.55(b)(4) permits the card issuer to apply the 28% penalty rate to the $1,500 purchase balance and the $200 purchase because it has not received the June 15 payment within 60 days after the due date.
Source Document: 2024-29699
Agency: Consumer Financial Protection Bureau
CFR Parts: 12 CFR 1005, 12 CFR 1026
Requirement Type: compliance deadline

Lifecycle History

2/10/2026 ADDED — → FINAL 2024-29699

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Stable ID: a58def92931f4776