Requirements / adf93cf1d6f1a002
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Mandatory FINAL

Obligation Structure

Actor
creditor
Modality
Mandatory
Duty
limited to the requirements of § 1026 requirements of
Conditions
If a creditor makes an initial extension of credit after account opening that does not exceed the threshold amount in effect at the time the extension is made; if applicable)

Source Text

If a creditor makes an initial extension of credit after account opening that does not exceed the threshold amount in effect at the time the extension is made, the creditor must have satisfied all of the applicable requirements of this part from the date the account was opened (or earlier, if applicable), including but not limited to the requirements of § 1026.6 (account-opening disclosures),
Source Document: 2024-23275
Agency: Federal Reserve System
CFR Parts: 12 CFR 226, 12 CFR 1026
Requirement Type: other

Lifecycle History

2/11/2026 ADDED — → FINAL 2024-23275
2/9/2026 ADDED — → FINAL 2025-22814

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Stable ID: adf93cf1d6f1a002