Requirements / e3ddc27e4555676e
This is a normalized obligation summary extracted deterministically from regulatory text. The structured fields below are parsed from the source—not AI-generated summaries.
Mandatory FINAL

Obligation Structure

Actor
institution
Modality
Mandatory
Duty
providing non-covered overdraft credit in the previous year previous year
Conditions
When calculating the pro rata share of its total direct costs and charge-off losses for providing non-covered overdraft credit in the previous year

Source Text

When calculating the pro rata share of its total direct costs and charge-off losses for providing non-covered overdraft credit in the previous year, a very large financial institution must include all non-covered overdraft transactions from the previous year in its calculation.
Source Document: 2024-29699
Agency: Consumer Financial Protection Bureau
CFR Parts: 12 CFR 1005, 12 CFR 1026
Requirement Type: other

Lifecycle History

2/10/2026 ADDED — → FINAL 2024-29699

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Stable ID: e3ddc27e4555676e